Send a thoughtful HEY and
put it out of your mind for a while.

No tension or awkward conversations. You choose the tone; we send a message crafted to help you get your money back quickly.

Free to startNo bank accessYour friend installs nothingSettle however you like
Rather look first?1-minute demo

Try your HEY

Tone

What they would get

Type a name and an amount to see the message.

It is sent using HEY!Money’s official standard message approved by WhatsApp.

WhatsApp currently uses different wording from the personalised SMS or email message and has no response link.

After creating your account you add their mobile or email. Nothing is sent until you decide.

A group of friends laughing together
Illustrative image.

You send a HEY. Your coach finds the words.

A friendly message, written to help you get your money back and sent with care on your behalf — so it reads as a reminder, not a reproach.

  • It names the amount and what it was for, so nobody has to guess.
  • It comes from HEY!Money, so you are not the one chasing.
  • It gives your friend an easy way to answer, without an awkward conversation.

Easy for both of you

With SMS or email, your friend opens a private link and answers in one tap. You get a notice in the app, and the date is recorded on the debt.

What your friend sees

Luis sent you a reminder

When do you think you can pay?

What you see

Pedro has indicated 13 October as the repayment date. It’s now recorded for you.

Example with SMS or email. WhatsApp uses the standard approved message and has no response link for now.

Three steps. That is the whole app.

  1. 1Note itName, amount, what it was for.
  2. 2Send a HEYYour coach writes it; you choose how it goes out.
  3. 3Get paidBizum, transfer or cash. Mark it settled.

The short answers

Is it free?

Yes. You start free and you never connect a card to try it.

Do you touch my bank?

Never. We do not ask for bank logins or move money.

Does my friend need the app?

No. They just get a message.

How do we settle?

Bizum, transfer or cash — however you already do it.

Stop going broke for being the reliable friend.

Note the first debt now. It takes 20 seconds.